🛡️ Life Insurance Calculator by State
Compare life insurance premiums across all 50 US states. Click any state for a detailed calculator with policy comparisons.
💰 Lowest Premiums
- Utah — $1,380/yr
- Hawaii — $1,420/yr
- Minnesota — $1,440/yr
- Massachusetts — $1,460/yr
- North Dakota — $1,470/yr
💸 Highest Premiums
- Alaska — $1,890/yr
- Mississippi — $1,850/yr
- West Virginia — $1,820/yr
- Louisiana — $1,810/yr
- Kentucky — $1,750/yr
🏆 Longest Life Expectancy
- Hawaii — 82.3 years
- California — 80.9 years
- Minnesota — 80.9 years
- Connecticut — 80.7 years
- New York — 80.5 years
| State ↕ | Code | Avg Premium ↕ | Life Expectancy ↕ | Median Income ↕ | Population |
|---|---|---|---|---|---|
| Alabama | AL | $1,680 | 75.4 | $56,956 | 5.0M |
| Alaska | AK | $1,890 | 78.8 | $77,790 | 733K |
| Arizona | AZ | $1,620 | 78.3 | $65,913 | 7.3M |
| Arkansas | AR | $1,710 | 75.6 | $52,123 | 3.0M |
| California | CA | $1,540 | 80.9 | $84,907 | 39.5M |
| Colorado | CO | $1,480 | 80.2 | $82,254 | 5.8M |
| Connecticut | CT | $1,560 | 80.7 | $83,771 | 3.6M |
| Delaware | DE | $1,650 | 78.4 | $72,724 | 990K |
| Florida | FL | $1,720 | 79.7 | $63,062 | 22.2M |
| Georgia | GA | $1,690 | 77.2 | $65,030 | 10.7M |
| Hawaii | HI | $1,420 | 82.3 | $84,857 | 1.4M |
| Idaho | ID | $1,510 | 79.5 | $63,377 | 1.9M |
| Illinois | IL | $1,580 | 78.7 | $72,205 | 12.8M |
| Indiana | IN | $1,640 | 77.0 | $61,944 | 6.8M |
| Iowa | IA | $1,520 | 79.1 | $65,573 | 3.2M |
| Kansas | KS | $1,560 | 78.2 | $64,521 | 2.9M |
| Kentucky | KY | $1,750 | 75.5 | $55,573 | 4.5M |
| Louisiana | LA | $1,810 | 75.6 | $52,295 | 4.7M |
| Maine | ME | $1,530 | 79.2 | $64,767 | 1.4M |
| Maryland | MD | $1,590 | 78.8 | $87,063 | 6.2M |
| Massachusetts | MA | $1,460 | 80.4 | $89,645 | 7.0M |
| Michigan | MI | $1,670 | 77.6 | $63,202 | 10.0M |
| Minnesota | MN | $1,440 | 80.9 | $77,706 | 5.7M |
| Mississippi | MS | $1,850 | 74.4 | $46,511 | 3.0M |
| Missouri | MO | $1,620 | 77.3 | $60,905 | 6.2M |
| Montana | MT | $1,540 | 78.8 | $60,560 | 1.1M |
| Nebraska | NE | $1,510 | 79.3 | $66,644 | 2.0M |
| Nevada | NV | $1,630 | 78.1 | $65,686 | 3.1M |
| New Hampshire | NH | $1,490 | 79.5 | $88,841 | 1.4M |
| New Jersey | NJ | $1,610 | 80.4 | $89,296 | 9.3M |
| New Mexico | NM | $1,680 | 77.5 | $53,992 | 2.1M |
| New York | NY | $1,570 | 80.5 | $74,314 | 20.2M |
| North Carolina | NC | $1,600 | 78.0 | $61,972 | 10.4M |
| North Dakota | ND | $1,470 | 79.6 | $68,131 | 780K |
| Ohio | OH | $1,610 | 77.0 | $60,525 | 11.8M |
| Oklahoma | OK | $1,740 | 75.7 | $56,956 | 4.0M |
| Oregon | OR | $1,500 | 79.4 | $71,562 | 4.2M |
| Pennsylvania | PA | $1,590 | 78.3 | $67,587 | 13.0M |
| Rhode Island | RI | $1,550 | 79.9 | $71,169 | 1.1M |
| South Carolina | SC | $1,700 | 76.5 | $59,318 | 5.1M |
| South Dakota | SD | $1,490 | 79.1 | $62,234 | 900K |
| Tennessee | TN | $1,720 | 76.3 | $59,695 | 6.9M |
| Texas | TX | $1,700 | 78.5 | $67,321 | 29.1M |
| Utah | UT | $1,380 | 80.2 | $78,009 | 3.3M |
| Vermont | VT | $1,510 | 79.7 | $65,792 | 645K |
| Virginia | VA | $1,560 | 79.1 | $80,963 | 8.6M |
| Washington | WA | $1,470 | 80.2 | $82,228 | 7.6M |
| West Virginia | WV | $1,820 | 74.8 | $49,170 | 1.8M |
| Wisconsin | WI | $1,510 | 79.0 | $67,125 | 5.9M |
| Wyoming | WY | $1,540 | 78.3 | $65,003 | 577K |