Net Worth Calculator
Calculate your total net worth by entering your assets and liabilities. Track your financial health and set wealth-building goals.
Frequently Asked Questions
What is a good net worth by age?
A common rule of thumb: by age 30, aim to have 1x your annual salary saved; by 40, 3x; by 50, 6x; by 60, 8x; by retirement, 10-12x. The median net worth for Americans aged 35-44 is about $135,000, while the average is much higher due to wealth concentration at the top.
Should I include my primary home in net worth?
Yes, but understand it's an illiquid asset. Many financial advisors calculate both "total net worth" (including home) and "investable net worth" (excluding home equity). Your home's value should be a realistic market estimate, not what you hope to sell for.
How can I increase my net worth?
Three levers: (1) Increase income through career growth, side businesses, or investments. (2) Decrease spending and redirect to savings/investments. (3) Pay down high-interest debt aggressively. The biggest impact usually comes from increasing income while keeping lifestyle inflation in check.