💰 Paycheck Calculator by State 2026
Calculate your take-home pay in any US state. Federal + state taxes, Social Security, Medicare, 401(k), and more. Updated for 2026 tax brackets.
🏆 No State Income Tax (9 States)
Alaska
No state income tax!
Florida
No state income tax!
Nevada
No state income tax!
New Hampshire
No state income tax!
South Dakota
No state income tax!
Tennessee
No state income tax!
Texas
No state income tax!
Washington
No state income tax!
Wyoming
No state income tax!
📊 States With Income Tax (Sorted by Top Rate)
Arizona
Flat: 2.5% flat rate
North Dakota
Graduated: 0-2.5%
Indiana
Flat: 3.05% flat rate
Pennsylvania
Flat: 3.07% flat rate
Ohio
Graduated: 0-3.5%
Kentucky
Flat: 4% flat rate
Louisiana
Graduated: 1.85-4.25%
Michigan
Flat: 4.25% flat rate
Arkansas
Graduated: 2-4.4%
Colorado
Flat: 4.4% flat rate
North Carolina
Flat: 4.5% flat rate
Utah
Flat: 4.65% flat rate
Mississippi
Flat: 4.7% flat rate (on income over $10,000)
Oklahoma
Graduated: 0.25-4.75%
Missouri
Graduated: 2-4.8%
Illinois
Flat: 4.95% flat rate
Alabama
Graduated: 2-5%
Massachusetts
Flat: 5% flat rate (9% on short-term capital gains over $1M)
West Virginia
Graduated: 2.36-5.12%
Georgia
Flat: 5.49% flat rate
Iowa
Graduated: 4.4-5.7%
Kansas
Graduated: 3.1-5.7%
Maryland
Graduated: 2-5.75%
Virginia
Graduated: 2-5.75%
Idaho
Flat: 5.8% flat rate
Nebraska
Graduated: 2.46-5.84%
New Mexico
Graduated: 1.7-5.9%
Rhode Island
Graduated: 3.75-5.99%
South Carolina
Graduated: 0-6.4%
Delaware
Graduated: 2.2-6.6%
Montana
Graduated: 4.7-6.75%
Connecticut
Graduated: 3-6.99%
Maine
Graduated: 5.8-7.15%
Wisconsin
Graduated: 3.5-7.65%
Vermont
Graduated: 3.35-8.75%
Minnesota
Graduated: 5.35-9.85%
Oregon
Graduated: 4.75-9.9%
New Jersey
Graduated: 1.4-10.75%
New York
Graduated: 4-10.9%
Hawaii
Graduated: 1.4-11%
California
Graduated: 1-13.3%
About Paycheck Calculations
Every worker's paycheck includes mandatory deductions. Understanding these helps you plan your budget and make informed financial decisions.
Federal Income Tax: Progressive tax based on your taxable income and filing status. The 2026 standard deduction is $15,000 (single), $30,000 (married filing jointly), or $22,500 (head of household).
State Income Tax: Varies by state. 9 states have no income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Other states use flat or graduated rates.
Social Security (FICA): 6.2% of gross pay up to $176,100 in 2026. Your employer matches this amount.
Medicare: 1.45% on all earnings. An additional 0.9% applies to income above $200,000 (single) or $250,000 (married).
Pre-tax deductions like 401(k) contributions and health insurance premiums reduce your taxable income, lowering your overall tax burden.