✈️ Travel Insurance Calculator
Estimate travel insurance costs based on trip details, destination, traveler age, and coverage level.
Travel Insurance Calculator FAQ
How much does travel insurance cost?
Typically 4-10% of your total trip cost. A $5,000 trip might cost $200-500 to insure depending on age, destination, and coverage level. Cancel-for-any-reason (CFAR) policies cost 40-60% more.
What does travel insurance cover?
Standard policies cover trip cancellation/interruption, emergency medical expenses, medical evacuation, baggage loss/delay, and travel delays. Comprehensive plans add rental car damage, adventure sports, and higher limits.
Is travel insurance worth it?
Yes, especially for expensive trips, international travel, or if you have pre-existing conditions. Medical evacuation alone can cost $50,000-$100,000+ without coverage. A $300 policy can save you from catastrophic costs.
When should I buy travel insurance?
Buy within 14-21 days of your initial trip deposit to qualify for pre-existing condition waivers and cancel-for-any-reason upgrades. Earlier is always better.